Privacy Policy

Last updated: January 2026

Introduction

SpendIntent ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application and related services.

Information We Collect

Account Information

When you create an account, we collect your email address and name for authentication purposes. We use Google Sign-In for secure authentication.

Financial Data

With your explicit consent, we access your bank account information and transaction history through SaltEdge, a licensed open banking provider. This includes:

  • Account balances
  • Transaction details (amounts, dates, descriptions)
  • Account identifiers

Usage Data

We collect anonymous usage data to improve our service, including app interactions and feature usage patterns. This data is not linked to your personal identity.

How We Use Your Information

  • To provide and maintain our budgeting service
  • To sync your bank transactions automatically
  • To categorize your spending
  • To provide insights about your financial habits
  • To improve and personalize your experience
  • To communicate service updates

Data Security

We implement industry-standard security measures to protect your data:

  • AES-256 encryption for data at rest
  • TLS 1.3 for data in transit
  • We never store your bank credentials
  • Bank connections are handled by SaltEdge, regulated by the FCA
  • Data is stored in EU-based servers

Data Sharing

We do not sell your personal or financial data. We only share data with:

  • SaltEdge - For bank connection services
  • Supabase - For secure data storage

Your Rights (GDPR)

Under GDPR, you have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Delete your data
  • Export your data in a portable format
  • Withdraw consent at any time
  • Lodge a complaint with a supervisory authority

Data Retention

We retain your data for as long as your account is active. You can delete your account and all associated data at any time through the app settings. Upon account deletion, we remove all personal data within 30 days.

Contact Us

If you have questions about this Privacy Policy or your data, please contact us at goncalo@spendintent.app